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Learn all there is to know about insurance.

blog image of a man lighting a cigarette; blog title: How Smoking Can Affect Your Health INsurance Premiums

How Smoking Affects Your Health Insurance Premiums

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums? Determining Factors Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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blog image of couple at their wedding; blog title: How Marriage Can Change Your Insurance Needs

How Marriage Can Change Your Insurance Needs

You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world – and often your home – with someone else’s. Among the changes that come with married life are adjustments you should make to your insurance coverage. Home & Property If […]

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blog image of a mother holding a baby and child; blog title: Why Stay at Home Parents Need Life Insurance

WHY STAY AT HOME PARENTS NEED LIFE INSURANCE

You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic […]

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7 DIY Projects to Boost Your Home’s Resale Value

Whether you need more space for your growing family or are relocating for a new job, moving to a new home is something most of us will encounter eventually. But while looking for the perfect house can be an exciting process, you’ll also be faced with the reality of selling your current one. Putting your […]

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30 Screen-Free Activities Your Family Can Enjoy This Summer

Summer is finally here! As a kid, few times of the year bring more joy. But for parents, all that unstructured free can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides and games of pickup basketball. Today, however, […]

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How Universal Design Can Help You ‘Age in Place’

For many Americans, approaching retirement also means getting ready for another major life transition – purchasing a new home. That’s because features like stairs, narrow hallways and small bathrooms can become difficult to navigate as you age. But what if you could have your “forever” home now? Universal design is a new architectural science that […]

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Am I Covered When I Lend My Car to Friends or Family?

If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. […]

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Teens and Distracted Driving

Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear seatbelts than older drivers. They […]

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Strategies to Reduce Employee Illness and Injury

As a business owner, the health and safety of your employees should be a top priority. Not only are healthy employees happier, but they are more productive, too. Ultimately, having high health and safety standards will also reduce costs to your business since insurance premiums will be lower with a cleaner safety record. Additionally, having […]

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6 Ways to Know if Your Brakes are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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